Plan it, don't suffer it

Business tax planning that works before the year closes

Structure, timing and deductions working together, reviewed while your options are still open. Delivered through MAS Advisory, with your books up to date as the starting point.

The short answer

Legal tax savings come from three levers: structure (where your profit is taxed), timing (when income and deductions land) and completeness (claiming everything you're entitled to, documented). None work retroactively. That's why tax planning is a year-round discipline delivered through our Business Strategy & Advisory service, with your books up to date, and the tax return is just its final page.

Where we act

The six levers we review for your business

Structure review

Sole trader, company, trust or a combination: is profit landing where it's taxed best? Upgrading structure is often the single biggest saving. See Sole Trader vs Company.

Timing of deductions

Asset purchases, prepayments, bad debt write-offs: executed before 30 June they cut this year's bill; a week late, they wait a whole year.

Paying yourself right

Salary, dividends, trust distributions, or a mix: how money reaches the owners changes the total tax the family group pays. We model it, including Division 7A traps.

Superannuation strategy

Concessional contributions are one of the cleanest deductions available, if paid and cleared before the cutoffs. We time them into the plan.

PAYG instalments tuned

Instalments too high strangle cash flow; too low build a July bomb. We adjust them to your real trajectory, both directions.

Exit & CGT awareness

Selling the business one day? Small business CGT concessions can be transformative, but only with the right structure years in advance. We plant that flag early.

The rhythm

How year-round planning works

STEP 01

Baseline review

Structure, prior returns and current numbers reviewed, with your bookkeeping up to date. You get a clear picture of where tax is leaking.

STEP 02

Pre-30-June plan

A concrete action list with numbers and deadlines: what to buy, pay, declare or defer before the year closes.

STEP 03

Execute & monitor

We track execution, adjust instalments and roll the plan forward. The return then simply confirms what was planned.

Business tax planning session with a quarterly timeline and 30 June circled on a whiteboard

Before 30 June

The whiteboard where July stops hurting

Quarterly reviews and a pre-30-June action list turn tax from a surprise into a plan you executed.

Business tax FAQ

Straight answers

How can I reduce my business tax legally?
Structure, timing and completeness, planned during the year. No lever works retroactively, which is why waiting until lodgement always costs money.
When should tax planning happen?
The main review in the months before 30 June, while decisions can still be executed. High-growth businesses benefit from quarterly check-ins, part of our Advisory sessions and Small Business Accounting packages.
Tax planning vs my tax return: what's the difference?
The return reports what happened; planning shapes what will happen. A great preparer can only optimise what the year left behind.
What do I need before starting?
Books that are up to date: reliable numbers are the raw material of planning. If yours are behind, we start with catch-up bookkeeping and plan from real data.

Find out what your business is leaving on the table

Book a consultation with MAS Advisory: your structure and last return reviewed, honestly.